Aadhaar Linking: UIDAI Responses Commonly Asked Questions

Express News

The Unique Identification Authority of India (UIDAI) has in an interaction dated January 14, 2018 looked for to deal with some commonly asked questions (FAQs).

Business|Express News Desk|Upgraded: February 13, 2018

March 31, 2018 is the last date to connect Aadhaar card or the 12-digit Unique Identity Number (Aadhaar number) with different federal government plans and monetary services. These variety from PAN card, savings account and mobile SIMs to mutual fund financial investments and little cost savings plans such as PPF (Public Provident Fund) and KVP (Kisan Vikas Patra). The Unique Identification Authority of India (UIDAI) – the provider of the 12-digit Aadhaar number or Unique Identity Number (UID) in addition to Aadhaar card – has in an interaction dated January 14, 2018 looked for to attend to some commonly asked questions (FAQs).

Here are a few of the FAQs about Aadhaar which card holders have to understand, inning accordance with UIDAI,

1. The UIDAI has all my information consisting of biometrics, savings account, PAN and so on. Will it be utilized to track my activities?

Definitely incorrect. UIDAI database has just the following details –

( a) Your name, address, DOB, gender, date of birth

( b) Ten finger prints, 2 IRIS scans, facial picture

( c) Mobile number and e-mail ID

Feel confident, UIDAI does not have your info about household, caste, religious beliefs, education, checking account, shares, mutual funds, monetary and home information, health records etc and will never ever have these details in its database.

Area 32( 3) of the Aadhaar Act 2016 particularly forbids UIDAI from managing, gathering, preserving any details or keeping about the function of authentication either by itself or through any entity.

2. When I connect my checking account, shares, mutual funds and smart phones with Aadhaar, will the UIDAI not get this info?

Never. When you offer Aadhaar number to your banks, mutual fund business, smart phone business, they just send out Aadhaar number, your biometrics (provided at the time authentication) and your name etc to UIDAI for confirmation for your identity. They do not send your checking account or its information to UIDAI.

Far as UIDAI is worried, it reacts to such confirmation demands by responding either ‘Yes’ or ‘No’. In couple of cases, if the confirmation response is ‘Yes’, your basic KYC information (name, address, picture and so on) readily available with UIDAI are sent out to the provider.

3. Why am I being asked to connect all my checking account with Aadhaar?

For your very own security, it is needed to validate identity of all checking account holders and connect them with Aadhaar to weed out the accounts being run by scammers, money-launderers, bad guys and so on. When every savings account is validated and related to Aadhaar and after that If anybody fraudulently withdraws loan from your account, through Aadhaar such scammer can quickly lie and penalized.

By connecting your bank accounts with Aadhaar, your accounts ends up being more safe and secure and not the other method around.

4. Do NRIs require Aadhaar for banking, mobile, PAN and other services?

NRIs are not qualified to get Aadhaar. NRIs need to merely inform the banks and other service companies such as credit card business etc that they are not needed to supply Aadhaar numbers by virtue of being non-resident Indians.

5. Why am I being asked to confirm and connect my mobile numbers with Aadhaar?

For your very own security and security of our nation, it is required to validate identity of all mobile customers and connect them with Aadhaar to weed out mobile numbers being run by scammers, money-launderers, bad guys and so on. It has actually been discovered that many terrorists and lawbreakers get SIM cards released in the name of even genuine and fictitious individuals without their understanding and utilize them for devoting scams and criminal offense. When every mobile number is confirmed and related to Aadhaar, then terrorists, scammers, and lawbreakers utilizing mobiles can be quickly determined and penalized in accordance with law.

6. Can the mobile business shop my biometrics taken at the time of SIM confirmation and utilize them for other functions later on?

Nobody, consisting of smart phone business, can keep or utilize your biometrics taken at the time of Aadhaar confirmation and connecting. The biometrics are secured as quickly as Aadhaar holder positions his finger on finger print sensing unit and this encrypted information is sent out to UIDAI for confirmation.

Guideline 17( 1 )(a) of the Aadhaar (Authentication) Regulations 2016, strictly restricts any asking for entity that includes smart phone business, banks etc from keeping, sharing or releasing the finger-prints for any factor whatsoever and neither will it maintain any copy of such finger prints. Any infraction of this arrangement is a punishable offense under the Aadhaar Act 2016.

7. Some firms are not accepting e-Aadhaar. They firmly insist on initial Aadhaar.Why?

Downloaded e-Aadhaar has actually upgraded address and so on of the Aadhaar holders and for that reason must be more suitable. If anybody declines to accept downloaded e-Aadhaar, the Aadhaar holder might lodge problems with greater authorities of those departments/agencies.

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